Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Without needing to sell or move from your beloved home, equity release (also called a 'lifetime mortgage') enables you to access the tax-free cash tied up in your property. For homeowners aged 55 and above who either own their property outright or have an existing mortgage (which must be settled using the equity release funds), this financial solution offers valuable flexibility.
Borrowing against your property's value or selling a portion (or even all) of it provides options for receiving either a lump sum or regular income. Added flexibility comes with certain plans that allow additional cash withdrawals later, should your circumstances change.
Protection for you and your family lies at the heart of our equity release services. Regulation by the Financial Conduct Authority (FCA) ensures we maintain the highest standards and follow strict guidelines designed to safeguard your interests.
Our lifetime mortgages come with an important guarantee – neither you nor your estate will ever need to repay more than your home sells for, provided it achieves a fair market price. This 'no negative equity' promise delivers essential peace of mind for you and your loved ones.
Your released equity can be directed towards whatever matters most to you. From transforming your living space with home renovations to purchasing a new vehicle, clearing outstanding debts or simply enjoying retirement with greater financial security – the choice is entirely yours.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Tailored mortgage and equity release advice is our speciality at Equity Release and Mortgage Partnership Blackburn. Years of industry expertise enable us to guide you towards informed decisions about your financial wellbeing.
Throughout every stage of your journey, our commitment to securing your financial future remains unwavering. Our approach combines professional excellence with a personal touch to help create a brighter, more secure tomorrow for our clients.
The perfect plan for your individual situation is identified through our thorough comparison of various equity release products.
Stress and time are saved as our team manages all administrative aspects from initial consultation to completion.
Your financial wellbeing remains in capable hands thanks to our established reputation for dependable advice and exceptional service.
Here’s what to expect when you work with us for equity release, if you live in Blackburn.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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